Receiving a fair Mississippi workers’ compensation claim is essential to cover your medical bills. After a work-related injury, you will be struggling with mounting medical bills. In 2019, around 1107 people died per 100,000 people due to work-related injuries in Mississippi whereas medically consulted injuries in the USA were 4.64 million.
Without fair worker’s compensation, you will be facing a huge financial burden. Often people make mistakes while filing a claim that results in serious consequences. You can protect your future and maximize your worker’s compensation claim through the following ways.
Report Your Injury Immediately to Maximize Your Mississippi Workers’ Compensation Claim:
No matter how insignificant you consider your work injury, you should immediately report the injury to your employer. Waiting after an injury and delaying to report will impact your Mississippi workers’ compensation claim. The more time passes the more difficult it will be for your employer and their workers’ compensation insurance provider to trust your claim.
The time allowed by each state to file for a claim varies from state to state. In Mississippi, you are given a time of two years from the date of injury to file for compensation to the commission.
Immediately Seek Medical Care:
You need to immediately consult a medical specialist and receive treatment for your injuries. Receiving prompt medical care will ensure proper documentation of your injury. Keep your medical record along with the diagnosis and treatment of the work injury, it holds substantial evidence to prove your claim.
If you delay medical consultation, your employer and the insurance provider may say that your injury is not serious. Obtain medical care right away after the injury. If your employer wants to arrange an ambulance allow it.
Independent Medical Examinations:
An independent medical examination is usually required by the insurance provider. It isn’t the same as getting treatment from your routine doctor. A doctor chosen by the insurance provider will evaluate your health through an independent exam.
The report will be provided to the insurance provider. Make sure to attend the appointment scheduled by the insurance provider. Your claim will be denied if you fail to attend the appointment.
Appeal a Denial of Benefits:
Insurance companies can deny your legitimate claim. You can appeal the denial if you consider that the insurance provider unjustly denied your claim. The state law protects your rights by allowing you to file an appeal. You need to attend all legal meetings and court dates. Majority of the people who appealed received some benefits for worker’s compensation claims.
Your Words and Actions are Being Tracked:
Do not engage in activities that can harm your claim. The ultimate goal of insurance providers is to undermine your claim and compensate you less than what you actually deserve or completely deny your claim.
In today’s digital world, it is much easier to track people down and notice their social activities. If you are seriously injured, you can’t manage your daily tasks such as picking up your toddler, holding heavy grocery bags, or going out with friends.
Until you have been cleared by the doctor you should avoid doing such activities that can harm your claim and your health. Your insurance provider might be making a video of you while you perform such activities to deny your claim.
You should also avoid posting unnecessary information on social media. Insurance providers can easily track your social media accounts. If you fail to follow medical advice, skip therapy sessions, miss appointments or fail to appear at the hearing, it will be used against your claim.
Be Consistent & Precise:
Tell your injury-related details precisely and consistently. You will have to repeat the facts several times in front of various doctors and insurance providers. Do not make excuses and be sincere. The specialists hired by the insurance company will look into the details of every report and will carefully review your medical records.
Everything you say will also be recorded. They will analyze every aspect of your case to find a reason to deny your compensation claim. Any pre-existing medical condition will also be analyzed to deny your claim. You should discuss any underlying medical conditions and previous injuries.
However, ensure that you never suffered any disabling symptoms that led to your current injury. Try to be specific instead of providing loose descriptions.
Get in Touch With an Experienced Attorney:
If you or your loved ones suffered a work injury, you should immediately consult your case with an experienced workers’ compensation attorney. We have highly experienced attorneys to help you in maximizing your Mississippi workers’ compensation claim.
Leave a Reply
You must be logged in to post a comment.