While workplace injuries are prevalent regardless of where you live in the United States, a recent analysis indicates that certain states may expose employees to an increased risk of fractured bones, amputations, and occupational trauma. According to OSHA’s Severe Injury Statistics, North Dakota, Arkansas, Nebraska, and Mississippi had the highest rates of significant occupational injuries. A workplace injury in Mississippi is something that keeps many people from seeking legal help.
According to the U.S. Bureau of Labor Statistics, 59 fatal workplace injuries took place in Mississippi in 2019.
Law Regarding Workplace Injury in Mississippi:
The Workers’ Compensation Law protects the majority of working Mississippians, although there are exceptions. Employers with more than five (5) regular employees must carry workers’ compensation insurance. Employers with less than five (5) employees are not required to provide workers’ compensation coverage but may do so voluntarily.
Dealing with A Workplace Injury in Mississippi:
When receiving medical care for a serious accident or illness, you may occasionally wish to consult with another physician. This is particularly true if surgery or other high-risk procedures are recommended. That being said, how does one obtain a second opinion for a workers’ compensation injury in Mississippi? If so, will your plans cover the cost of that appointment? What if the doctor you select makes a different diagnosis or prescribes a different course of treatment than your initial treating physician? Will they continue to pay for your medical treatment if you follow the second doctor’s care plan recommendations? It is typically excluded from coverage. However, specific protection is provided to subcontractor employees.
Yes, you have the option of choosing your physician for your Workers’ Compensation claim! When you are injured on the job, you have the right to select the doctor who will treat you. According to the law regarding workplace injury in Mississippi, you have the option of accepting the medical services and doctors provided by your company or choosing your own. This means that you have the freedom to refuse the doctor recommended by your employer and choose your own.
Even if your company does not send you to a doctor, you have the right to choose your physician; and you should. It would be best if you always chose a doctor with whom you feel comfortable rather than relying on your company to refer you to one. Occasionally, employers will refer an employee to a doctor they believe will side with the employer. Would you rather choose a physician that you know would be devoted to you? Or would you rather that the doctor be picked by the insurance company?
There are, however, a few limitations to your freedom to choose your physician. If a doctor has treated you for six months or more for your job injury, or if that doctor has performed surgery on you, that doctor is deemed to be your “choice of physician,” and you do not have the option of seeing another doctor.
Why Do You Need a Lawyer?
A workplace injury attorney can ensure that your doctor’s second opinion is included in the record. If your workers’ compensation benefits are terminated before you have recovered entirely, your attorney can appeal the decision and fight for the benefits you need.
Compensation safety net providers, managers, and employers routinely dismiss laborers’ compensation claims, regardless of their validity. They do so with the knowledge that many workers will decline their requests. They are frequently correct. 80% of wounded workers accept a denial without taking action. Contacting a workers’ compensation attorney is free and will assist you in the most evident ways to obtain an exact settlement for your injury.
If you are unaware of the appropriateness of your settlement, do not rely on the experts’ judge to certify that you have received a sensible agreement. Even if the specialists’ compensation settlements are legally enforceable, the judge will typically accept any explanations as long as they are not increasingly unjustified. Ensure that you contact a lawyer if you require assistance with any such issue.
If you are facing issues related to a workplace injury in Mississippi, we are available 24/7 for assistance. You can schedule a free case consultation at a convenient time for you. Our firm has expertise in practicing personal injury law and has handled a wide variety of occupational accident matters. We are here to assist you with our comprehensive knowledge of insurance companies and employers as well as how they operate.